surplus-lines-undtec

n8n node for Surplus Lines Tax API by Underwriters Technologies - Calculate surplus lines taxes for all U.S. states. Free calculator at sltax.undtec.com

Package Information

Downloads: 31 weekly / 286 monthly
Latest Version: 1.2.2
Author: Underwriters Technologies

Available Nodes

Surplus Lines API icon
Surplus Lines API
Calculate surplus lines taxes for all U.S. states. Supports current and historical rates with automatic fallback.

Documentation

n8n-nodes-surplus-lines-undtec

This is an n8n community node for the Surplus Lines Tax API by Underwriters Technologies.

Calculate surplus lines taxes for all 50 U.S. states, the District of Columbia, Puerto Rico, and the U.S. Virgin Islands with accurate state-specific rules and rounding.

n8n is a fair-code licensed workflow automation platform.

Try It Free

Want to test surplus lines tax calculations before integrating? Try our free web-based calculator at sltax.undtec.com - no signup required!

About

The Surplus Lines Tax API is a product of Underwriters Technologies, providing insurance technology solutions for the surplus lines industry.

Installation

Follow the installation guide in the n8n community nodes documentation.

npm

npm install n8n-nodes-surplus-lines-undtec

n8n Community Nodes

  1. Go to Settings > Community Nodes
  2. Select Install
  3. Enter n8n-nodes-surplus-lines-undtec and confirm

Credentials

You need a Surplus Lines API key to use this node:

  1. Create an account at app.surpluslinesapi.com
  2. Navigate to the API Keys section in your dashboard
  3. Generate a new API key
  4. In n8n, create new credentials of type "Surplus Lines API" and paste your key

New accounts include 100 free API calls to get started.

Operations

Calculate Tax

Calculate surplus lines tax for a specific state and premium amount.

Required Parameters:

  • State: Select from all 50 U.S. states plus DC, Puerto Rico, and Virgin Islands
  • Premium: The premium amount in USD

Optional Parameters:

  • Wet Marine: For wet marine coverage (affects Alaska)
  • Fire Insurance: For fire insurance (affects SD, MT)
  • Electronic Filing: For electronic filing (affects MT stamping fee)
  • Fire Marshal Rate: 0-1% fire marshal tax (Illinois only)
  • Medical Malpractice: For medical malpractice coverage (exempt in PR)
  • Workers Comp: For workers comp coverage (exempt in VA)
  • Year: Tax year (affects Iowa rates 2024-2027)
  • New Business: New/renewal policy flag (affects Oregon $10 fee)

Example Response:

{
  "success": true,
  "state": "Texas",
  "premium": 10000,
  "taxes": {
    "sl_tax": 485.00,
    "tax_rate": 0.0485,
    "stamping_fee": 18.00,
    "stamping_fee_rate": 0.0018
  },
  "total_tax": 503.00,
  "total_due": 10503.00
}

Get Rate

Get the current or historical tax rate for a specific state. Automatically falls back to current rates if historical data is unavailable.

Required Parameters:

  • State: Select from all 50 U.S. states plus DC, Puerto Rico, and Virgin Islands

Optional Parameters:

  • Date: Date in YYYY-MM-DD format for historical rates. Leave empty for current rates.

Example Response (Current Rate):

{
  "success": true,
  "state": "Texas",
  "query_date": "2026-02-12",
  "rate": {
    "tax_rate": 0.0485,
    "stamping_fee": 0.0018,
    "filing_fee": null,
    "service_fee": null,
    "surcharge": null,
    "regulatory_fee": null,
    "effective_from": "2020-01-01",
    "effective_to": null,
    "legislative_source": "Texas Insurance Code § 225.006",
    "confidence": "high"
  }
}

Example Response (Historical Rate with Fallback):

{
  "success": true,
  "state": "Iowa",
  "query_date": "2020-01-01",
  "rate": {
    "tax_rate": 0.01,
    "stamping_fee": 0.002,
    "filing_fee": null,
    "service_fee": null,
    "surcharge": null,
    "regulatory_fee": null,
    "effective_from": "2019-01-01",
    "effective_to": "2023-12-31",
    "legislative_source": "Iowa Code § 515.138",
    "confidence": "high"
  },
  "fallback_used": false,
  "fallback_message": null
}

Automatic Fallback:

If historical data is unavailable for the requested date, the API automatically returns the current rate with a helpful message:

{
  "success": true,
  "state": "Texas",
  "query_date": "2010-01-01",
  "rate": {
    "tax_rate": 0.0485,
    "stamping_fee": 0.0018,
    // ... current rate data
  },
  "fallback_used": true,
  "fallback_message": "Historical data not available for this date. Returning current rate."
}

Calculate Historical Tax

The Calculate Tax operation also supports historical calculations. Simply provide an effective_date parameter to calculate taxes using rates that were in effect on that date.

Example:

  • State: Texas
  • Premium: 10,000
  • Effective Date: 2020-01-01

The API will use the tax rates that were in effect on January 1, 2020 for the calculation. If historical data is unavailable, it automatically falls back to current rates with a notification.

Why Use Surplus Lines API?

  • Accurate: State-specific rounding rules and current tax rates
  • Complete: Covers all 50 states, DC, Puerto Rico, and Virgin Islands
  • Fast: Real-time calculations with low latency
  • Reliable: Built for production insurance workflows
  • Affordable: Pay-as-you-go pricing with 100 free calls to start

Resources

Support

For API support, contact support@undtec.com

License

MIT

Surplus Lines Tax API is a product of Underwriters Technologies - Insurance Technology Solutions

Discussion