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Bankerize - E-Consignado

Gerenciar operações E-Consignado da API Bankerize: vínculos empregatícios, simulações e propostas para consignado privado
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Overview

The node "Bankerize - E-Consignado" integrates with the Bankerize API to manage private payroll-deductible loan operations (E-Consignado). It supports multiple operations including simulating loan proposals, creating proposals, retrieving employment relationships and details, and sending query authorizations.

Specifically, the Simulate operation allows users to simulate a payroll-deductible loan proposal by providing client identification, employment relationship request UUID, desired monthly installment value, and partner bank. This simulation helps estimate loan conditions before creating an actual proposal.

Use cases:

  • Financial institutions or brokers wanting to pre-assess loan offers for clients based on their employment data.
  • Automating loan simulations in workflows to provide instant feedback on possible loan installments.
  • Validating client eligibility and expected loan terms before proceeding with formal proposals.

Example:
A user inputs a client's CPF (Brazilian individual taxpayer registry), a UUID referencing the client's employment relationships, the desired monthly installment amount, and selects the partner bank. The node returns simulated loan options matching these parameters.

Properties

Name Meaning
CPF Client's CPF number (only digits).
Request UUID UUID of the employment relationships request previously obtained.
Valor De Parcela Desejado Desired monthly installment value the client wants to pay (number, minimum 1, max 999999).
Banco Partner bank for the operation. Options: BMP

Output

The output JSON contains the response from the Bankerize API simulation endpoint. This typically includes details about the simulated loan proposal such as installment plans, interest rates, total payable amounts, and other financial conditions relevant to the payroll-deductible loan simulation.

The node does not output binary data.

Dependencies

  • Requires an API key credential for authenticating with the Bankerize API.
  • The node uses HTTP requests to communicate with Bankerize endpoints.
  • No additional environment variables are explicitly required beyond the API credentials.

Troubleshooting

  • Common issues:

    • Invalid or missing CPF: The CPF must be exactly 11 digits; otherwise, the node throws an error.
    • Missing or invalid Request UUID: Required to identify the employment relationship context.
    • Installment value errors: Must be greater than zero and not exceed R$ 999,999.00.
    • Missing bank selection: The bank parameter is mandatory.

  • Error messages:

    • "CPF é obrigatório para simulação": CPF input is missing.
    • "CPF deve conter exatamente 11 dígitos": CPF format is incorrect.
    • "Request UUID é obrigatório": Request UUID is missing.
    • "Valor da parcela deve ser maior que zero": Installment value is zero or negative.
    • "Valor da parcela não pode exceder R$ 999.999,00": Installment value too high.
    • "Banco é obrigatório": Bank selection missing.

  • Resolution:

    • Ensure all required fields are filled correctly.
    • Validate CPF and CNPJ formats before running the node.
    • Confirm that the Request UUID corresponds to a valid prior employment relationship request.
    • Use supported banks only (currently only BMP).

Links and References

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