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bunq

Interact with bunq banking API
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Overview

This node enables creating a payment through the bunq banking API. It allows users to transfer money from a specified monetary account to a recipient identified by IBAN, email, or phone number. This is useful for automating payments such as sending invoices, paying suppliers, or transferring funds between accounts.

Practical examples:

  • Automatically pay a vendor by specifying their IBAN and amount.
  • Send a payment to a user’s email address linked to their bank account.
  • Transfer money to a contact’s phone number registered with bunq.

Properties

Name Meaning
User ID The ID of the user. Leave empty to use the current authenticated user.
Account ID The ID of the monetary account to make the payment from (required).
Amount The amount to transfer, e.g., "10.00" (required).
Currency The currency of the payment. Options: EUR, USD, GBP (required).
Counterparty Type The type of recipient identifier. Options: IBAN, Email, Phone (required).
IBAN The IBAN of the recipient (required if Counterparty Type is IBAN).
Email The email address of the recipient (required if Counterparty Type is Email).
Phone The phone number of the recipient (required if Counterparty Type is Phone).
Recipient Name The name of the recipient (required).
Description Payment description or reference (optional).

Output

The output is a JSON array where each item represents the response from the bunq API after creating a payment. The structure includes details about the created payment such as its status, identifiers, and metadata returned by the API.

No binary data is output by this operation.

Dependencies

  • Requires an active connection to the bunq banking API.
  • Requires appropriate API credentials configured in n8n (an API key or OAuth2 token).
  • The node uses internal helper functions to format responses and handle API requests.

Troubleshooting

  • Common issues:

    • Missing or incorrect Account ID will cause the API request to fail.
    • Providing an invalid IBAN, email, or phone number depending on the selected counterparty type will result in errors.
    • Insufficient funds or account restrictions may cause payment creation to be rejected.

  • Error messages:

    • Errors from the bunq API will be propagated, often indicating invalid parameters or authorization issues.
    • If the node throws an error about missing required fields, verify that all mandatory properties are set correctly.

  • Resolution tips:

    • Double-check the monetary account ID and ensure it belongs to the authenticated user.
    • Validate the recipient information matches the selected counterparty type.
    • Ensure the API credentials have sufficient permissions to create payments.

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